Splet08. jan. 2011 · A Final Judgment on a credit card debt is not an order to pay money, it is a declaration as to whether or not there is a debt, and if so how much is owed. It is NOT enforcable as would a divorce decree requiring payment of alimony or child support. On a civil case, you can NOT be held in contempt for failure to pay the judgment. Splet27. maj 2024 · By responding to the lawsuit, either yourself or through an attorney, you can make sure the collector has to prove that you owe the debt, that the amount of the debt is correct, and the debt collector has the legal right to sue you to collect on it.
Credit Card Debt in NC- Lawsuit Defenses - Monroe NC Lawyer
Splet29. jan. 2024 · Technically, you could stop paying your credit card bill and hope the statute of limitations in your state expires before the card company, or more likely a debt collection agency, catches up to you. The problem there is the statute of limitations is somewhere between four and six years in most states. SpletPlease view our voting guide here, and remember to use only one judgement in your comment. OP has offered the following explanation for why they think they might be the asshole: I accepted money my LDR boyfriend offered me to cover bills so I could visit him. Then I made a purchase to my credit card. 2. birmingham bomb threat
Judgments No Longer Appear on a Credit Report - Experian
SpletCounty court judgments and your credit file. A county court judgment (CCJ) can negatively affect your ability to get credit for up to six years. That means loans, credit cards, and even mobile phone contracts may be out of your reach. However, there are things you can do to help lessen the impact of a CCJ. By responding promptly and taking care ... Splet11. jun. 2009 · If the credit card co. has sold your acct to a debt collector, then no judgment can now or ever be made against you for this debt. If this is a bill collector threatening you, my bet is they're bluffing. no worries. Log into post comments Thu, 08/18/2011 - 16:03Permalink St (not verified) Judgements Splet29. sep. 2024 · Another common method of post-judgment collection is a bank account levy. The court will order a bank to take money out of your account to pay the judgment … birmingham bomb scare today